Inquiry by Jason: What category do online purchases come up as on a credit card bill?
For instance, if I have a rewards program on my credit card that gives me special points on purchases under the category “music,” and I buy an album from amazon.com, will it count towards my points? How can I tell with websites what it will count towards? Also, if I buy concert tickets from an online website (the only way to get them), will it show up in the “entertainment” category for my credit card rewards?? Thanks!
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Answer by cainvest1
This is included in the credit card transaction file in what is known as tier 3 information. The SIC code for the merchandise you purchased is passed to the processor. You don’t see it on your statement, but they do. The rewards system should pick it up. If it does not, dispute it and show them proof of purchase.
Answer by StephenWeinstein
Different online purchases go into different categories. The category is determined by what the company/website mostly sells. For example, online purchases from airlines go into the travel category, but online purchases from Walmart do not.
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The credit card bills come in any category online purchase, what should I do?
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